Medical Insurance for Expats Family in Saudi Arabia


Medical Insurance for Expats Family in Saudi Arabia. The Medical Insurance is mandatory for all Non-Saudi Residents (expatriates), and their Families living in Saudi Arabia affected from mid of 2014. By the (CCHI) Council of Cooperative Health Insurance and Kingdom of Saudi Arabia Ministry of Health. How to check you Medical Insurance Online go to the following, link Benefits of Absher Account MOI KSA
Family query health insurance check
Family query health insurance check

Responsibility of Employer

The Employer (sponsor) is responsible for providing medical insurance to their employees individual and his family living in Kingdom of Saudi Arabia.

Irrespective of the Salaries:

Medical Insurance should cover is a must for all worker irrespective to their salaries they receive from the company.

Renewing of Iqama and License:

To Renewing or Extending of Iqama's and Driving License of all expatriates, the Medical Insurance should be submitted to the Passport Department on his demanding of (Saudi Jawazat Office) document. Otherwise No renewal with medical Insurance.

Private businesses Man:

The Medical Insurance is mandatory for all private companies to cover(Private Health Insurance) individual and his family living in Kingdom of Suadi Arabi.

Not Applicable for Children:

The Medical Insurance is not appropriate for the children of foreign Saudis man married to foreign wives or Saudi women to Non-Saudis man.

Individual Worker and dependents family Members

Individual worker and his dependents(Family members) Medical insurance must be included in the employment contract of Saudi Expats.

Demanding for the Medical Insurance Services

Many of Saudi Insurance Companies are recently meet with Government of Saudi for the application of the Medical Insurance Services. What to do if your Sponsor Refuse to Arrange Health Insurance for Dependents:

Health Insurance Mandatory

Health Insurance held must from the date of 21 Jan 2015. Anyone can ask for your company government relations officer to renew it before 21 Jan 2015. In that method, you were able to postpone your Medical Insurance for 1 or 2 years.

Arrange Health Insurance:

Sometimes if you have to arrange for the Medical Insurance of dependents, it charged around SAR 1,000/ per head. If you available a basic level of Health insurance from KSA. In this Policy of Insurance, some famous Economic clinics are to cover. It is better for Middle-class families living in KSA. You can reduce this charge more, SAR 400/- annum is cost by some companies for Medical policy in KSA. These are Registered companies but have very few hospitals or clinics on their scope. Even they will not provide the list of clinics or hospitals on their panel. This Insurance is only good to renew of your Iqama or Muqeem.

List of Approved Insurance Companies:

The attached list of insurance companies approved by the government of Saudi Arabia. If you are paying to agent for the Medical or Health Insurance, this company is one of the approved or registered insurance companies in KSA

Medical Insurance Companies in Saudi Arabia from Monetary Agency:

  • Arabian Shield Cooperative Insurance Company الرياض
  • Al Rajhi Company for Cooperative Insurance الرياض
  • Al Sagr Cooperative Insurance Company الشرقية الخبر
  • Allianz Saudi Fransi Insurance Company الرياض



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HowGear: Medical Insurance for Expats Family in Saudi Arabia
Medical Insurance for Expats Family in Saudi Arabia
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